FeaturesAuto-confirm
New: stop checking your phone
Payments that confirm themselves.
Customers shop your store and pay in the apps they already use: Cash App, Venmo, Zelle or PayPal. Seconds later the order is marked paid, they get their receipt, and you get a heads-up. You never open your banking app to check, and nobody sends you a screenshot.
A payment email arrives in the seller's inbox, a copy is passed along to Utilica, the order it pays is marked paid, and the customer is sent a receipt.
Zelle at 82 banks, and any other you teach it
Chase
Bank of America
Wells Fargo
Citi
U.S. Bank
PNC
Capital One
Truist
TD Bank
USAA
Navy Federal
Ally
Regions
Fifth Third
KeyBank
Huntington
Citizens
Discover
M&T Bank
BMO
Santander
First Citizens
Frost
Synovus
Webster Bank
First Horizon
BECU
Arvest
LBS Financial Credit Union
Charles Schwab
Amegy Bank
America First Credit Union
Associated Bank
Atlantic Union Bank
Bank of Albuquerque
Bank of Oklahoma
Bank of Texas
BOK Financial
Bank of Hawaii
Banner Bank
California Bank & Trust
Citizens Business Bank
Columbia Bank
Commerce Bank
Desert Financial Credit Union
East West Bank
Farmers & Merchants Bank of Long Beach
First Hawaiian Bank
First Interstate Bank
First National Bank (FNB)
First Tech Federal Credit Union
Frontwave Credit Union
Fulton Bank
Glacier Bank
Golden 1 Credit Union
GreenState Credit Union
Hancock Whitney
Kinecta Federal Credit Union
Logix Federal Credit Union
Mountain America Credit Union
Mission Fed
National Bank of Arizona
Nevada State Bank
Old National Bank
OnPoint Community Credit Union
Orange County's Credit Union
Partners Federal Credit Union
Patelco Credit Union
PenFed Credit Union
Prosperity Bank
SchoolsFirst FCU
Security Service Federal Credit Union
Simmons Bank
Star One Credit Union
United Community Bank
Valley Bank
Vectra Bank
VyStar Credit Union
Wescom Financial
Wintrust
Woodforest National Bank
Zions BankBefore
Payment apps only tell you the money arrived. So you check, match and confirm every one by hand, usually while you're serving the next customer.
After
Already paid.
Order #K7Q2M · Paid
The payment email you already get does the work. You hear it's paid from us, not from your customer.
How it works
Each step checks itself as you go, and shows you exactly where to tap in your bank and your email.
Choose yours from the list, so we know what its payment emails look like. Not there? Send us one and we'll learn it.
Your bank can email you whenever money comes in. Many leave it off, so we show you exactly where to switch it on.
We write a filter for Gmail, Outlook or iCloud that sends us copies of payment emails and nothing else. Your inbox stays as it is.
A $1 test proves every step works. When it lands, you're live, and every payment after it confirms by itself.
Watch the setup
This is the setup from the dashboard, playing through on its own. Press “Try it yourself” to click through it. Nothing is saved.
1 · Pick your bankPress play to watch the setup.
Want the details first? Read the step-by-step guide
Private by design
We get copies of the emails your bank and payment apps send when you're paid, and only those. The rest of your inbox stays private, and you can switch it off any time.
Your own email passes along copies of payment emails. We never sign in to your email, bank or payment apps, and we can't see or move your money.
Nothing is moved or deleted in your inbox. Anything that isn't a payment email never reaches us.
Each copy is read the moment it arrives, then deleted. We keep the amount, who paid and which order it was for. Nothing else.
Delete the filter and forwarding stops at once. Or press Turn off in your dashboard.
Fake emails don't count: we only accept ones we can prove came from the bank or app itself, sent to your own address. See our Privacy Policy.
Never guesses
Every payment note carries its order number, so most payments match on their own. If one doesn't and two orders could fit, we don't pick for you: you see both and tap the right one.
For your customers
They pay in the app they already use, with the amount and order number filled in for them. Their order page turns into a receipt by itself, so there's no “did you get it?” and no waiting at the window.
Receipt by itself
Sent the moment the payment is matched.
Digital orders unlock
Files, keys and tickets hand over at once.
You hear about it
A notification and an email, and a text on Pro.
No screenshots
Nobody has to show you proof they paid.
No. You make a filter in your own email that forwards copies of payment alerts to your private Utilica address. We never sign in to your email, and we only ever see what your filter sends. The originals stay in your inbox, and your day-to-day email works exactly as before.
Zelle, Cash App, Venmo and PayPal. For Zelle you pick your bank from a list of 82 U.S. banks and credit unions, because each one words its alerts its own way. Your email can be Gmail (including Google Workspace), Outlook or Microsoft 365, or iCloud.
Yes. Forward us one real Zelle alert from your bank and we learn who sends them. You check it's right, make the filter, and run the $1 test. You can also ask us to add your bank, which helps everyone who banks there.
Every order has a short number, like #K7Q2M, and it's put in the payment note for your customer. When an alert comes in with that number and at least the right amount, that order is marked paid. Without a number, it only marks an order paid when exactly one open order matches both the amount and the customer's name.
It never guesses. You get an alert with the likely orders, and you confirm the right one with a single tap. Until you do, nothing is marked paid.
No. We only accept alerts we can prove were sent by the bank or payment app itself, and only when they were sent to your own email. Anything else is ignored, and one payment can never pay two orders.
Nothing extra. Auto-confirm is on every plan, including Free, and Utilica takes no fee on payments made in these apps. Text alerts when an order is paid come with Pro.
It proves every step at once: your bank sends the alert, your filter forwards it, and we read it. You put a short code in the memo so we know it's your test. The moment it arrives, the payment method switches to Live.
Not with that address. Yahoo and AOL can only forward all of your mail, and we don't want all of it. Point your bank's alerts at a Gmail, Outlook or iCloud address instead.
Delete the filter in your email, and press Turn off in Integrations. Forwarding stops at once, and your orders go back to being confirmed by hand.
Send a customer a link for exactly what they owe: an invoice, a deposit, a quote or a monthly bill. It opens the payment app they already use with the amount filled in, or a card checkout.
Learn more about Payment linksCustomers pay you in Cash App, Venmo, PayPal or Zelle with the total already filled in, or by card. Every order is added up, numbered and tracked for you.
Learn more about PaymentsTake a deposit when a client books, hold the time until it is paid, and email a reminder before they come. The deposit is paid in Cash App, Venmo, PayPal or Zelle with the amount filled in, and we take no fee on it.
Learn more about DepositsFree on every plan. No fee from us on payments made in these apps.
